![]() But this isn’t typically true of an iPhone or Mac. This makes sense when the thing you’re insuring, such as a home or car, is so expensive that a typical owner couldn’t hope to replace the loss. Insurance only makes money when the company pays out less in claims than it makes in premiums, which implies an average customer will pay more than they’d ever use. AppleCare+ (like all extended warranty plans) is not worth most people's money.ĪppleCare+ is effectively an insurance plan. If spilled coffee shorts out your high-end MacBook’s motherboard, for example, a $399 AppleCare+ plan becomes a nearly $700 AppleCare+ plan (due to the $299 deductible). Something else to keep in mind: AppleCare+ often has a deductible for accidental repair or theft coverage. Note that standard AirPods, AirPods Pro, Beats, and AirPods Max do not offer a monthly plan. Choosing an upfront payment provides three years of coverage, a year more than most AppleCare+ plans. Mac is unique in offering an annual plan instead of a monthly plan as an alternative to an upfront payment. Apple Watch Hermès: $149 (for 3 years) or $4.99 per month.Apple Watch Series 8: $79 or $3.99 per month.Apple Watch Ultra: $99 or $4.99 per month.iPad and iPad mini: $69 or $3.49 per month.iPad Air (5th generation): $79 or $3.99 per month.iPhone SE: $79 or $3.99 per month ($149 or $7.49 per month with theft and loss protection). ![]()
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